EPFO 8.25% Interest Rate Credited: Over 7 Crore PF Accounts Receive Annual Returns — Check Passbook Balance in 2 Minutes

The Employees' Provident Fund Organisation (EPFO) has commenced crediting the 8.25% annual interest rate into the retirement savings accounts of over 7 crore formal sector employees across India. Following ratification by the Ministry of Finance, the interest compound calculation has been executed, with subscribers noticing substantial balance increases in their electronic passbooks. For an employee maintaining an active average PF balance of ₹5,00,000, the 8.25% credit delivers a tax-exempt annual dividend of approximately ₹41,250, reaffirming EPF as one of the most lucrative and secure wealth accumulation instruments in India. ### 4 Quick Methods to Check Your Updated EPF Passbook Balance Subscribers can verify their credited interest amounts using any of the four verified channels: ### 1. Via the Official EPFO Member Passbook Portal - Visit `https://passbook.epfindia.gov.in/MemberPassBook/Login`. - Enter your Universal Account Number (UAN) and password. - Solve the mathematical captcha and log in. - Select your Member ID and click 'View Passbook'. - Look for the entry marked 'Interest Credited @ 8.25%' under the employer and employee share columns. ### 2. Via UMANG App (Fastest Smartphone Method) - Open the UMANG App on Android or iOS. - Search for 'EPFO' and select 'View Passbook'. - Enter your UAN and submit the OTP sent to your registered mobile. - Tap on your active company name to review the credited amount and updated closing balance. ### 3. Via Missed Call (No Internet Required) - Give a missed call from your Aadhaar-linked registered mobile number to: ``` 9966044425 ``` - The call disconnects automatically after two rings. - Within 60 seconds, EPFO delivers an official SMS containing your UAN, last contribution, total balance, and interest status. ### 4. Via SMS Service - Send an SMS from your registered mobile number in this format: ``` EPFOHO UAN ENG to 7738299899 ``` - (Replace 'ENG' with 'HIN' for Hindi, 'GUJ' for Gujarati, etc.). ### What to Do If Your Interest Has Not Appeared Yet EPFO processes interest payments in scheduled regional batches across its 140+ field offices. If your passbook has not yet reflected the updated interest figure, there is no cause for concern: the credit is backdated to the start of the financial cycle, ensuring zero loss of compounding returns.